Retirement

Retirement Income Calculator

Estimate annual and monthly income from a portfolio using a withdrawal rate.

Use the retirement income calculator to estimate portfolio income from a chosen withdrawal rate.

Free to use 2 inputs 3 related tools

Instant calculator

Retirement Income Calculator

Use the retirement income calculator to estimate portfolio income from a chosen withdrawal rate.

How to use

Quick steps

  1. Enter portfolio balance, withdrawal rate.
  2. Review the instant answer block and supporting calculations.
  3. Compare the result with related tools in the same category before making a decision.

Formula

How this calculator works

Retirement income = portfolio balance x withdrawal rate

Withdrawal planning should consider taxes, inflation, healthcare, and sequence-of-returns risk.

FAQ

Common questions

How does the retirement income calculator work?

It uses Retirement income = portfolio balance x withdrawal rate. Enter portfolio balance, and withdrawal rate to generate an instant estimate.

When should I use this retirement income calculator?

Estimate annual and monthly income from a portfolio using a withdrawal rate.

What should I keep in mind?

Withdrawal planning should consider taxes, inflation, healthcare, and sequence-of-returns risk.