Instant calculator
FIRE Calculator
Use the FIRE calculator to estimate the portfolio target often used for financial independence planning.
How to use
Quick steps
- Enter target annual spending, withdrawal rate, current invested assets.
- Review the instant answer block and supporting calculations.
- Compare the result with related tools in the same category before making a decision.
Formula
How this calculator works
FIRE target = annual spending / withdrawal rate
The safe withdrawal assumption is debated and actual retirement needs vary with taxes, sequence risk, and spending flexibility.
FAQ
Common questions
How does the fire calculator work?
It uses FIRE target = annual spending / withdrawal rate. Enter target annual spending, withdrawal rate, and current invested assets to generate an instant estimate.
When should I use this fire calculator?
Estimate a FIRE target nest egg from annual spending and withdrawal rate.
What should I keep in mind?
The safe withdrawal assumption is debated and actual retirement needs vary with taxes, sequence risk, and spending flexibility.